Financial External Payment Plans

Dental Payment Plans

Working to Make Your Dental Care Affordable

External Dental Financing in Houston, TX

At Pearl Shine Dental, we understand that there are times when your dental insurance doesn’t offer coverage for the services you need or that you don’t want to pay for a treatment all at once, which is why we accept Cherry, CareCredit, Sunbit, Proceed Finance, and LendingClub. They offer financing to help you pay for your treatment in smaller amounts, over time.

CareCredit

CareCredit is used to pay for out-of-pocket expenses not covered by medical insurance. It covers wellness at over 225,000 enrolled providers across the nation.

CareCredit offers term financing options of 6, 12, 18, or 24 months. No interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not pay the full amount, interest is charged from the original purchase date.

CareCredit also extends longer-term healthcare financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24-month offer with a 14.90% APR, a 36-month offer with a 15.90% APR, or a 48-month offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60-month offer with a 17.90% APR.

You need to apply to qualify. Visit the link below to learn more about the CareCredit service and application process.

Visit CareCredit

Sunbit

Another third-party financing option we offer is through Sunbit. If CareCredit isn’t the right choice for you, Sunbit may be able to help you with the cost of your dental procedures at Pearl Shine Dental. Sunbit is similar to CareCredit as it allows you to pay for your treatment over time.

Sunbit is built for local, everyday needs. 90% of customers are approved within a 30-second approval process that is simple and efficient.

Sunbit allows customers to get approved for up to $20,000, with 0% interest rates available. Customers can be offered loan terms from anywhere from 3 months to 72 months – you can decide what will work best with your financing terms.

Visit the link below to learn more about the Sunbit service and application process.

Visit Sunbit

Proceed Finance

Proceed Finance partners with providers to offer patients large case financing for up to 96 months with no collateral required. Interest rates and payments are dependent upon credit but can be as low as 3.99% at a $157/month payment for a 96-month loan term.

To apply, visit Proceed Finance and check your rate and loan options instantly without affecting your credit. From there, you can begin the simple online enrollment process.

Visit Proceed Finance Apply Today

LendingClub

LendingClub provides personal loans and financing up to $40,000 with low, fixed rates and fixed monthly payments. Checking your options will not affect your credit score.

LendingClub offers flexible financing options to create the loan that works best for you at the lowest rate, and you can receive funding in as little as a few days.

Visit LendingClub